19 articles
The RBA has raised the cash rate for the fifth time this year and signalled more increases may follow. Here is what that means for mortgage holders and savers, and how to plan your next move.
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A plain-English look at cross-collateralisation, how linking loans across properties works, and why doctors building a portfolio should understand it early.
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Renting near the hospital while investing where yields work. Here is when rentvesting fits a doctor's finances in 2026, and when it does not.
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The RBA held at 4.35% in June but 11 lenders independently cut variable home loan rates. Here's how to get the new pricing without paying the loyalty tax.
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Banks are split on Tuesday's RBA call. But APRA's 6x debt-to-income cap is quietly reshaping borrowing power for high-earning medical professionals. Here's what to do this month.
Read More →Offset and redraw look similar but behave very differently for doctors. Here is how to pick the right structure for your career stage and tax position.
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Most doctor home loans are off-market within two years. Here is when to refinance, what doctor-specific pricing actually gets you, and the costs to weigh before you move.
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The RBA lifted the cash rate to 4.35% on Tuesday, the third hike of 2026. Here's what it means for borrowing capacity, repayments, and serviceability.
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APRA's 6x debt-to-income cap is reshaping investor lending in 2026. Here is why this week's rate hike sharpens the pinch for doctor investors, and what to do about it.
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The RBA raised the cash rate to 4.35% in May 2026, its third hike of the year. Here is what it means for doctor borrowers, property buyers, and registrars planning their next move.
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Australia's Q1 2026 CPI came in at 4.6%, published by the ABS on 29 April. With all four major banks forecasting a rate hike on May 5, here's what medical professionals with mortgages should do this week.
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Should doctors fix their home loan rate or go variable? Here's how to choose the right structure for your career stage and income.
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CBA, NAB and Westpac are tipping another rate rise in May 2026. Here's what Australian medical professionals should do before the decision drops.
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Most doctors can borrow between $1 million and $3.5 million. The figure shifts significantly by career stage, lender policy, and income structure.
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Most doctors qualify for home loans with no LMI, up to 90-95% LVR, and better income assessment. LMI waiver saves $18k-$40k.
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Should Locum Drs Be Treated Like Plumbers?
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