Home Loans
11 Lenders Cut Rates While the RBA Sat Still. Here's How to Get In
The RBA held at 4.35% in June but 11 lenders independently cut variable home loan rates. Here's how to get the new pricing without paying the loyalty tax.
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16 articles
The RBA held at 4.35% in June but 11 lenders independently cut variable home loan rates. Here's how to get the new pricing without paying the loyalty tax.
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Banks are split on Tuesday's RBA call. But APRA's 6x debt-to-income cap is quietly reshaping borrowing power for high-earning medical professionals. Here's what to do this month.
Read More →Offset and redraw look similar but behave very differently for doctors. Here is how to pick the right structure for your career stage and tax position.
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Most doctor home loans are off-market within two years. Here is when to refinance, what doctor-specific pricing actually gets you, and the costs to weigh before you move.
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The RBA lifted the cash rate to 4.35% on Tuesday, the third hike of 2026. Here's what it means for borrowing capacity, repayments, and serviceability.
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APRA's 6x debt-to-income cap is reshaping investor lending in 2026. Here is why this week's rate hike sharpens the pinch for doctor investors, and what to do about it.
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The RBA raised the cash rate to 4.35% in May 2026, its third hike of the year. Here is what it means for doctor borrowers, property buyers, and registrars planning their next move.
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Australia's Q1 2026 CPI came in at 4.6%, published by the ABS on 29 April. With all four major banks forecasting a rate hike on May 5, here's what medical professionals with mortgages should do this week.
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Should doctors fix their home loan rate or go variable? Here's how to choose the right structure for your career stage and income.
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CBA, NAB and Westpac are tipping another rate rise in May 2026. Here's what Australian medical professionals should do before the decision drops.
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Most doctors can borrow between $1 million and $3.5 million. The figure shifts significantly by career stage, lender policy, and income structure.
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Most doctors qualify for home loans with no LMI, up to 90-95% LVR, and better income assessment. LMI waiver saves $18k-$40k.
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Should Locum Drs Be Treated Like Plumbers?
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How Banks Set Interest Rates (Part 1)
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How Banks Set Interest Rates (Part 2)
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